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Comparison Calculator

Insurance vs Self-Insurance Breakeven

At what invested corpus does self-insurance for routine medical expenses beat buying a low-sum-insured policy?

Educational estimate — not a quoteThis calculator provides indicative estimates for educational purposes only. Actual premiums and coverage amounts vary by insurer, plan, and individual risk profile. This is not a quote. For actual quotes, please contact a licensed insurance advisor or visit an IRDAI-licensed comparison platform.

This calculator is coming soon.

We are building the interactive version. In the meantime, our education hub and glossary cover the underlying concepts in depth.