Compliance

Compliance & Disclosures: US Market

Our commitment to transparency, regulatory status, and consumer-first behavior in the United States insurance market.

Our Regulatory Status in the USInsuriam.com operates as an independent online educational publisher in the United States. We are not a licensed insurance agent, broker, or carrier. This means we do not sell insurance policies, provide personalized insurance advice, or bind coverage. Our content is designed for informational and educational purposes only.

1. Our Commitment to Transparency

At Insuriam.com, transparency and ethical conduct are core to our mission. We are committed to providing unbiased, data-driven insights into the US insurance market for founders and tech startups. Our editorial independence ensures that our content is not influenced by advertisers or affiliate partnerships.

2. Affiliate Disclosure (FTC Compliant)

Insuriam.com participates in various affiliate marketing programs. This means we may earn commissions on editorially chosen products purchased through our links to retailer sites. This compensation helps support our operations and allows us to continue providing high-quality, free educational content. We clearly identify affiliate links and sponsored content to ensure full transparency in accordance with the Federal Trade Commission’s (FTC) Endorsement Guides, 16 CFR Part 255. For full details, please visit our dedicated Affiliate Disclosure page.

3. Licensing Disclaimer

As an educational media site, Insuriam.com is not a licensed insurance agency, broker, or carrier. We do not provide insurance quotes directly, bind coverage, offer insurance advice, or make specific recommendations on insurance products. Our content is for informational purposes only and is not a substitute for professional financial or legal advice. Always consult with a licensed insurance professional or legal expert in your state before making any insurance decisions. For more information, please see our complete Licensing Disclaimer.

4. Data Privacy and US State Regulations

We are committed to protecting your privacy in accordance with applicable US state and federal laws, including the California Consumer Privacy Act (CCPA), Virginia Consumer Data Protection Act (VCDPA), and Colorado Privacy Act (CPA). We do not sell or share personal information as defined by these acts. For comprehensive details on your data rights and how we handle personal information, please refer to our Privacy Policy. Our analytics (GA4, Microsoft Clarity) run on anonymized, aggregated signals.

5. TCPA/SMS Consent

For any lead-capture forms that involve providing a phone number, we adhere strictly to the 2024 FCC 'One-to-One Consent' rule and the Telephone Consumer Protection Act (TCPA). Our forms will include explicit language regarding consent for recurring automated promotional and personalized marketing text messages. You can review the full disclaimer on our dedicated TCPA/SMS Consent Disclaimer page.

6. Reporting Issues

If you believe any content on Insuriam.com is misleading, inaccurate, or if you spot any missing disclosures, please email insuriamdotcom@gmail.com. For grievances against an insurance carrier or agent, please contact your state's Department of Insurance.